Universal Credit Q&A: How does the bank holiday affect my payments?

IF you’re on Universal Credit and your payment date falls on the bank holiday weekend we explain how it affects your payments. 

Uncertainty about when your payments are being made can be very stressful. 

Our welfare expert Nichola Salvato helps answer your queries. 

In the latest instalment of our Universal Credit Q&A Nichola, who has four years' experience in welfare rights, answers a question from one worried mum-of-two. 

Do you have a question? Email [email protected]

I’m a working mum of two and I get paid on the last working day of the month and my Universal Credit assessment period runs from the 29th of the month to 28th of the month. 

The August bank holiday is coming up and I’m really worried about what’s going to happen with my Universal Credit, please can you help.

Rebecca via Email

The full list of benefits that could be affected by the bank holiday

HERE are all the benefits the government lists on its website that could be moved forwards and how often they are usually paid:

  • Attendance allowance – usually paid every four weeks
  • Carer's allowance – usually paid every four weeks
  • Child benefit – usually paid every four weeks (weekly for some parents)
  • Disability living allowance – usually paid every four weeks
  • Employment and support allowance – usually paid every two weeks
  • Income support – usually paid every two weeks
  • Jobseeker's allowance – usually paid every two weeks
  • Pension credit – usually paid every four weeks
  • Personal independence payment – usually paid every four weeks
  • State pension – usually paid every four weeks
  • Tax credits (such as working tax credit) – usually paid every four weeks
  • Universal Credit – every month

Nichola replies: Sorry to hear you are so worried at the moment, being a single mum and making sure you have enough money coming in to support your family can be a real struggle, even when you are working.

Ordinarily, if your usual Universal Credit payment day falls on a bank holiday, you will get paid early. 

This means you should receive your money on the last working day before your payment date, this is the same if your payment day falls on the weekend too.

For more information, see our guide on how bank holidays affect benefit payment dates.

Plus, we explain how often Universal Credit is paid and how to claim if there is a problem.

We also round-up all the government discounts and benefits Brits are entitled to – here's how to make sure you aren’t missing out.

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